Personal Finance https://businessreport.co.za/personal-finance/ Personal Finance RSS Feed en-za 2026 Independent Media. All rights reserved. Use of this site constitutes acceptance of our Terms and Conditions and Privacy Policy. 5 hourly 1 /_next/static/media/personal-finance.12182e24.webp Personal Finance https://businessreport.co.za/personal-finance/ Read Personal Finance <![CDATA[Fewer debt summonses for South Africans, but total debt continues to rise]]> https://businessreport.co.za/business/economy/2025-10-21-fewer-debt-summonses-for-south-africans-but-total-debt-continues-to-rise/ Stats SA reports a significant drop in civil summonses for unpaid debts among South Africans, yet the total amount owed is on the rise, raising concerns about financial health.

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]]> Tue, 21 Oct 2025 03:50:00 GMT https://businessreport.co.za/business/economy/2025-10-21-fewer-debt-summonses-for-south-africans-but-total-debt-continues-to-rise/ <![CDATA[The importance of a holistic estate plan for your financial future]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-02-the-importance-of-a-holistic-estate-plan-for-your-financial-future/ Discover how a holistic estate plan can protect your assets, minimise tax burdens, and ensure financial security for your loved ones.

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]]> Sun, 02 Mar 2025 06:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-02-the-importance-of-a-holistic-estate-plan-for-your-financial-future/ <![CDATA[Planning for healthcare in retirement: what you need to know]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-02-planning-for-healthcare-in-retirement-what-you-need-to-know/ Discover essential tips for planning your healthcare in retirement, including insights from experts on medical aid coverage and financial planning.

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]]> Sun, 02 Mar 2025 05:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-02-planning-for-healthcare-in-retirement-what-you-need-to-know/ <![CDATA[Pension plain: Are non-deductible retirement contributions worth it?]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-pension-plain-are-non-deductible-retirement-contributions-worth-it/ Explore the benefits and drawbacks of making non-deductible contributions to your retirement fund, and discover how they compare to tax-deductible options for maximising your retirement savings.

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]]> Sat, 01 Mar 2025 16:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-pension-plain-are-non-deductible-retirement-contributions-worth-it/ <![CDATA[Words on Wealth: what are REITs and should you invest in them]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-words-on-wealth-what-are-reits-and-should-you-invest-in-them/ A real estate investment trust, known widely by its acronym, REIT, is an entity that invests in and manages property on behalf of its investors. It provides a way to invest in property without owning it directly.

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]]> Sat, 01 Mar 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-words-on-wealth-what-are-reits-and-should-you-invest-in-them/ <![CDATA[How South African financial institutions can tackle illicit financial flows]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-how-south-african-financial-institutions-can-tackle-illicit-financial-flows/ Explore the challenges South African financial institutions face in combating illicit financial flows and the measures they must adopt to enhance compliance and restore investor confidence.

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]]> Sat, 01 Mar 2025 10:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-how-south-african-financial-institutions-can-tackle-illicit-financial-flows/ <![CDATA[Point of view: highlights from the Raging Bull Awards 2025]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-point-of-view-highlights-from-the-raging-bull-awards-2025/ The 29th Raging Bull Awards, held at the Cape Town International Convention Centre (CTICC), celebrated excellence in South Africa's unit trust and collective investment schemes industry. The evening honoured top-performing funds, fund managers, and industry leaders, showcasing the best in financial innovation and achievement. Picture Henk Kruger / Independent Media

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]]> Sat, 01 Mar 2025 07:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-point-of-view-highlights-from-the-raging-bull-awards-2025/ <![CDATA[Quick reads for this week]]> https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-quick-reads-for-this-week/ PF highlights the quick reads for this week.

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]]> Sat, 01 Mar 2025 04:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-03-01-quick-reads-for-this-week/ <![CDATA[How climate change threatens South African retirement savings]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-28-how-climate-change-threatens-south-african-retirement-savings/ With climate change accelerating, South African retirement funds are lagging in adopting necessary climate policies.

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]]> Fri, 28 Feb 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-28-how-climate-change-threatens-south-african-retirement-savings/ <![CDATA[Understanding the paradox of choice in investment decisions]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-28-understanding-the-paradox-of-choice-in-investment-decisions/ Explore the complexities of investment decisions in a world filled with choices. Discover how the paradox of choice impacts both novice and experienced investors.

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]]> Fri, 28 Feb 2025 10:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-28-understanding-the-paradox-of-choice-in-investment-decisions/ <![CDATA[Ensuring your wealth lasts beyond three generations]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-28-ensuring-your-wealth-lasts-beyond-three-generations/ Discover how to effectively manage and preserve wealth across generations, ensuring that your family's financial legacy endures beyond the challenges of the modern economy.

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]]> Fri, 28 Feb 2025 08:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-28-ensuring-your-wealth-lasts-beyond-three-generations/ <![CDATA[Understanding tax-free savings accounts: 10 Key points for savvy investors]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-27-understanding-tax-free-savings-accounts-10-key-points-for-savvy-investors/ Discover the benefits of Tax-Free Savings Accounts in South Africa with 10 essential insights that can help you maximise your investment potential.

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]]> Thu, 27 Feb 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-27-understanding-tax-free-savings-accounts-10-key-points-for-savvy-investors/ <![CDATA[How foreign pensions can safeguard your wealth and assets]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-27-how-foreign-pensions-can-safeguard-your-wealth-and-assets/ Discover how foreign pensions can help South Africans safeguard their wealth and access global financial markets while enjoying tax benefits and asset protection.

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]]> Thu, 27 Feb 2025 10:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-27-how-foreign-pensions-can-safeguard-your-wealth-and-assets/ <![CDATA[NFO ruling: expired professional driving permit does not void insurance claim]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-27-nfo-ruling-expired-professional-driving-permit-does-not-void-insurance-claim/ The National Financial Ombud Scheme South Africa rules that an expired Professional Driving Permit does not justify an insurer's rejection of a claim following a hijacking incident.

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]]> Thu, 27 Feb 2025 08:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-27-nfo-ruling-expired-professional-driving-permit-does-not-void-insurance-claim/ <![CDATA[5 reasons to invest in life cover]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-26-5-reasons-to-invest-in-life-cover/ Explore the enduring benefits of life cover this February, as we highlight five compelling reasons why investing in life insurance is a loving gesture for your family’s future.

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]]> Wed, 26 Feb 2025 11:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-26-5-reasons-to-invest-in-life-cover/ <![CDATA[The importance of mental health advocacy in the workplace]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-26-the-importance-of-mental-health-advocacy-in-the-workplace/ Why companies need to take bold steps towards mental health advocacy in the workplace.

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]]> Wed, 26 Feb 2025 10:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-26-the-importance-of-mental-health-advocacy-in-the-workplace/ <![CDATA[Why athletes need to prepare for life beyond the game]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-26-why-athletes-need-to-prepare-for-life-beyond-the-game/ Discover why sports stars must prioritise retirement planning to secure their financial future and maintain their lifestyle after the game.

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]]> Wed, 26 Feb 2025 08:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-26-why-athletes-need-to-prepare-for-life-beyond-the-game/ <![CDATA[Citadel. South African Manager Of The Year.]]> https://businessreport.co.za/personal-finance/partnered/2024-01-25-citadel-south-african-manager-of-the-year/ For a company like Citadel, this commitment to clients and partnerships is not just a strategy; it's a core value.

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]]> Tue, 25 Feb 2025 13:42:00 GMT https://businessreport.co.za/personal-finance/partnered/2024-01-25-citadel-south-african-manager-of-the-year/ <![CDATA[Essential tax season tips for South African SME owners]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-25-essential-tax-season-tips-for-south-african-sme-owners/ Discover essential strategies for South African SME owners to navigate the upcoming tax season successfully, ensuring compliance and maximising savings.

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]]> Tue, 25 Feb 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-25-essential-tax-season-tips-for-south-african-sme-owners/ <![CDATA[Understanding offshore tax regulations for South African investors]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-25-understanding-offshore-tax-regulations-for-south-african-investors/ Explore the complexities of offshore tax regulations and their implications for South African investors, business owners, and emigrants.

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]]> Tue, 25 Feb 2025 10:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-25-understanding-offshore-tax-regulations-for-south-african-investors/ <![CDATA[Take control of your finances: tips to reduce debt]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-25-take-control-of-your-finances-tips-to-reduce-debt/ Discover essential strategies to manage and reduce debt as South Africa's economy shows signs of recovery.

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]]> Tue, 25 Feb 2025 08:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-25-take-control-of-your-finances-tips-to-reduce-debt/ <![CDATA[5 hidden costs of homeownership every buyer must know]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-24-5-hidden-costs-of-homeownership-every-buyer-must-know/ Discover the five crucial costs of homeownership that first-time buyers often overlook, and learn how to budget effectively for a successful property purchase.

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]]> Mon, 24 Feb 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-24-5-hidden-costs-of-homeownership-every-buyer-must-know/ <![CDATA[How to optimise your retirement savings]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-24-how-to-optimise-your-retirement-savings/ Discover how to optimise your retirement savings and leverage tax benefits during South Africa's National Budget season.

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]]> Mon, 24 Feb 2025 10:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-24-how-to-optimise-your-retirement-savings/ <![CDATA[Navigating tax residency amid South Africa's budget uncertainty]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-24-navigating-tax-residency-amid-south-africas-budget-uncertainty/ Explore how South African expatriates can navigate tax residency amid the uncertainty of the postponed 2025 Budget and the implications for their financial future.

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]]> Mon, 24 Feb 2025 08:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-24-navigating-tax-residency-amid-south-africas-budget-uncertainty/ <![CDATA[Steps to take when your third-party insurance claim is ignored]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-23-steps-to-take-when-your-third-party-insurance-claim-is-ignored/ When your third-party insurance claim gets ignored, what are your legal options? Follow this comprehensive guide to understand your rights and the steps you can take to resolve your claim in South Africa.

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]]> Sun, 23 Feb 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-23-steps-to-take-when-your-third-party-insurance-claim-is-ignored/ <![CDATA[Understanding the impact of the 2025 Budget address postponement in South Africa]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-23-understanding-the-impact-of-the-2025-budget-address-postponement-in-south-africa/ Discover the implications of the unprecedented postponement of South Africa's 2025 Budget Address, as experts weigh in on its potential effects on the economy and taxpayers.

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]]> Sun, 23 Feb 2025 10:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-23-understanding-the-impact-of-the-2025-budget-address-postponement-in-south-africa/ <![CDATA[Your investment, financial, and retirement questions answered]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-22-your-investment-financial-and-retirement-questions-answered/ PSG answers your investment, financial, and retirement questions.

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]]> Sat, 22 Feb 2025 07:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-22-your-investment-financial-and-retirement-questions-answered/ <![CDATA[Quick reads for this week]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-22-quick-reads-for-this-week/ PF highlights quick reads for this week.

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]]> Sat, 22 Feb 2025 04:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-22-quick-reads-for-this-week/ <![CDATA[Dieketseng Maleke returns as editor of Personal Finance: a new era of insightful journalism]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-21-dieketseng-maleke-returns-as-editor-of-personal-finance-a-new-era-of-insightful-journalism/ Independent Media announces Dieketseng Maleke's return as the editor of Personal Finance, promising insightful journalism and a commitment to empowering readers in the evolving financial landscape.

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]]> Fri, 21 Feb 2025 13:30:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-21-dieketseng-maleke-returns-as-editor-of-personal-finance-a-new-era-of-insightful-journalism/ <![CDATA[Run on numbers: understanding the financial crisis of the South African Post Office]]> https://businessreport.co.za/personal-finance/financial-planning/2025-02-21-run-on-numbers-understanding-the-financial-crisis-of-the-south-african-post-office/ Explore the challenges faced by the South African Post Office as it navigates financial instability, operational inefficiencies, and the need for modernisation in a digital age.

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]]> Fri, 21 Feb 2025 13:00:00 GMT https://businessreport.co.za/personal-finance/financial-planning/2025-02-21-run-on-numbers-understanding-the-financial-crisis-of-the-south-african-post-office/