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Broker again ordered to make good
In a fifth ruling related to the Garek share investment scam, KwaZulu-Natal broker Andre van der Merwe was again ordered to reimburse clients for losses based on his advice, bringing the total amount he has been ordered to pay back to clients to R500 000 plus interest.
[Full Story...]
How to take a realistic view of risk and return on your investments
One of the most important judgments you must make on any investment is the risk of the investment relative to the returns you want. Generally, as is oft repeated, the greater the return you require, the greater the risk that you could lose part or all of your money.
[Full Story...]
Curatorship the kiss of death for troubled companies - Dynamic Wealth
Embattled Pretoria-based financial services company Dynamic Wealth this week launched a scathing attack on the financial services regulator, the Financial Services Board (FSB), accusing it of being the kiss of death for companies that are experiencing problems.
[Full Story...]
Dividends vital in boosting returns on equities
The returns you earn from long-term investments in the share market are influenced by three factors, but of the three the compounding effect of the reinvestment of the dividends you earn is the most important, two asset managers say.
[Full Story...]
Choose the right vehicle for your investment needs
As an investor, you might be easily confused by the number of investment options available. Deciding which one to go for is not always easy and, as with most financial decisions, you need to give your choice careful consideration. At a recent meeting of the acsis/Personal Finance Financial Planning Club, Gerrit Viljoen, the founder of Ultima Financial Planners and a former winner of the Financial Planner of the Year award, compared choosing an investment to choosing a car.
[Full Story...]
Ditching equities when markets fall puts you on the road to ruin
The market crash of 2008/9 was a nightmare for many investors. It was also the best time to remember that when you invest in equities, you should be investing for the long term, and you should not panic about short-term losses from market falls.
[Full Story...]
Find out what ETFs offer you
Do you want to know about exchange traded funds (ETFs), one of the fastest-growing investment channels worldwide and an increasingly popular low-cost product now available on the JSE?
[Full Story...]
Good reasons to sit tight when times get rough
Wild swings in equity markets may make you, as an investor, feel like you ought to do something, but the best thing you can do is as little as possible.
[Full Story...]
Small reward for investing early
Investors who buy shares in a company just before it lists do not always prosper. We explain why the early birds are often left with a mouth full of sand.
[Full Story...]
'Cowboy' bond market to be cleaned up
The bond market, which saw trades worth R13.4 trillion last year and in which a large chunk of your retirement fund savings is invested, is to be cleaned up to give you better protection.
[Full Story...]
Good governance is king
The King 3 report will set new benchmarks of acceptable practice for South African companies.
[Full Story...]
Keep focused
There is still much uncertainty out there, but it is not necessary for everybody to flee the stock market.
[Full Story...]
You'll need more than local assets to deliver the goods this time round
The factors that boosted the returns of most local asset classes over the past decade are unlikely to be present over the next 10 years. We report on where South African and offshore markets may be headed and what this means for your investment.
[Full Story...]
Long-term strategy is your best protection against uncertainty
Cash was the investment of choice for most of last year until it was eclipsed by a huge recovery in the equity market in the second half of the year.
[Full Story...]
The long and the short of funds' dividend focus
Equity funds that focus on dividends are confident about their future returns, while a newcomer is beating them at their own game over the short term.
[Full Story...]
You can invest more in RSA Retail Bonds
The National Treasury has increased the maximum amount you can invest in RSA Retail Savings Bonds from R1 million to R5 million, from this month.
[Full Story...]
The R230m question: Why didn't the law protect investors?
Dynamic Wealth, the main investor in the CMF unit trust fund that lost R230 million of investors' money, has blamed the losses on fraud and a failure to carry out its investment mandate. However, Dynamic Wealth is itself the subject of an investigation by the Financial Services Board.
[Full Story...]
Invest in unregulated products only if you can afford to lose the money
Don't, do not, and I repeat, don't, do not invest in or through under-regulated companies that are not listed on a formal stock exchange or make investments that require you to give loans to an unlisted entity.
[Full Story...]
It's share valuations, not current share prices, that count, say market experts
Equity valuations and not macroeconomic conditions drive equity returns in the long run, Candice Paine, the head of retail at Sanlam Investment Management, says.
[Full Story...]
Now more than ever, you need a plan
A financial plan that ensures your investments are properly diversified will enable you to weather the global downturn.
[Full Story...]
Rembrandt investors’ lucky strike
A buying opportunity beckons as South African stalwarts reinvent themselves and BAT muscles into the top echelons of Johannesburg’s exchange.
[Full Story...]
Don’t let tax tail wag the dog
You can exercise control over when you pay capital gains tax, but don’t make silly mistakes because of that freedom.
[Full Story...]
Stretched to the limit
The subprime crisis may well be symptomatic of a deeper economic malaise that is affecting America’s middle class.
[Full Story...]
Trying to time the market usually leaves you worse off
After sharp falls in the stock market, such as those that occurred last year, you may listen with envy to stories related by other investors who moved large investments out of the market just before the fall.
[Full Story...]
Belts-and-braces investing
It’s time to tighten your belt and pull up your braces.
[Full Story...]
Equities 'are the place to be'
Investors in unit trusts with exposure to local or foreign share markets are likely to be licking their wounds, especially after the bears rampaged in the second half of last year. And while you would have done better hiding out in cash or bonds over the past year, the year ahead is no time to shy away from the rough and tumble of the share markets, asset managers say. We report on some of the views we canvassed.
[Full Story...]
Few expected the worst investment year in decades
I am sure that 2008 will be remembered, not so fondly, by investors as one punctuated with red ink and poor returns. Who could have predicted the severity of the chaos and capital destruction that was unleashed by the sub-prime collapse? Many thought that things would be tough, but few expected the most catastrophic investment year in seven decades. Financial institutions that most people thought were impregnable collapsed with a whimper - just as the storming of the Bastille triggered the colla...
[Full Story...]
Look before you leap into a hedge
Regulations surrounding the hedge fund industry are stricter in South Africa, but investors still need to be careful.
[Full Story...]
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